401k Roth Ira Contribution Limits 2025. The money you contribute to an. For 2025, to contribute the maximum amount, your modified adjusted gross income (magi) must be less than $150,000 (up from $146,000 last year) if single or less than $236,000 (versus $230,000.

The irs also increased health savings account (hsa) contribution limits for 2025 for both individuals and families (see below). If you have a roth 401(k) plan and a roth ira, your total annual contribution across all accounts cannot exceed $30,000 in 2024 or $38,500 if you are 50 or older.